CBC Marketplace had an excellent show this weekend on scams! I never answer my phone if it says "unknown caller". They never leave a message so I am not getting any telephone scams. I get text messages "hey mom, I lost my phone". Gee I just spoke to my daughter and I know she's fine. I block the number. I never click on any link sent to me in an email. So far those things have helped me not to get scammed. I know they will continue to try and I hope I have the "smarts" to never get scammed. They continue try to steal our information and get into our credit cards and banks.
My husband had someone in his computer! Three years ago he says "why did you give me $6,000"? I never transferred any money to him. I checked the online statement and $6,000 went in and then out! We immediately called the bank number on the back of the debit card. It had just happened that day. The agent said "do you know anyone in Turkey?" No, we don't! He returned our money. We changed all our passwords.
Three weeks later $8,000 was taken out of our savings account and put in our checking account! This time we went to the bank! She called the fraud department and they said "someone has access to your computer"! He moved the $8,000 back, we changed all our passwords at the bank and they told us we could freeze our accounts. We froze our accounts. If we want to transfer funds out of our account it must be to one of the e-transfers we have already set up. Should we want to add an e=transfer, we must go into the bank. If we want to move money from our savings account, we must go to the bank. They charge us $5.00 and we are fine with that.
My husband took his computer to the Geek Squad and they wiped everything off. They now have two-factor authentication and we've never had a problem since.
I saw these online and thought I would pass them on.
